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13 
He who goes about as a gossip reveals secrets,
But he who is trustworthy and faithful keeps a matter hidden.
14 
Where there is no [wise, intelligent] guidance, the people fall [and go off course like a ship without a helm],
But in the abundance of [wise and godly] counselors there is victory.
15 
He who puts up security and guarantees a debt for an outsider will surely suffer [for his foolishness],
But he who hates (declines) being a guarantor is secure [from its penalties].

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